5 Tips for Choosing Your Neo-Bank

Neo-banks allow you to take out All your banking transactions Thanks to a very wide range of applications through your smartphone. Neo-banks are generally simple payment institutions, but some have a banking license like a bank. These innovative start-ups from fintech aim to transform the financial system through very attractive prices,

Now that you have a clear picture of what Neo-Bank is, let’s take a look at the things you need pay special attention to,

1. View all services offered

By their very nature, neo-banks have significant advantages. However, they do not provide all the classic services expected of neo-banks, so here it is Main services they should offer ,

  • quick bank account creation And easy In just a few clicks.
  • account management 100% mobile,
  • no means testUnlike the online services of traditional banks.
  • No membership of large banking groups.

in the middle the best solution For entrepreneurs, the bank is in the Dutch new bank that arrived in France in 2018 Already won over many pros Thanks to a quick account creation, full account management services on its mobile application and a very well placed price compared to its main competitors: only €9.99 with a simple price list.

open account now

2. Compare the Benefits of Neo-Banking

automatic VAT

In addition to the benefits associated with the classic functioning of neo-banks, some go further and offer many additional services, Some neo-banks focus on functionalities suitable for personal use, but others, such as banks, provide very useful services to facilitate the activity of entrepreneurs and save time on administrative part,

Among the features highly appreciated by the companies:

  • Invoice scan for direct payment
  • multiple IBANs
  • automatic VAT calculation

Bunk provides these 3 services to its professional clients. for example, Scan your invoices in one click And the Bunk mobile app will automate all the payment details. VAT is also a real headache for your business automatically calculated To transfer to a dedicated sub-account.

Many entrepreneurs are already faced with the receipt of multiple simultaneous transfers to their account not being able to identify the respective order, the bank also provides the answer to this problem in its business proposal, 25 accounts and therefore 25 associated IBANs,

3. Check the operation of the application

bunk application

Once you have an account with Neo Bank, all your account management will be done on your mobile. So the application submitted by your Neo-Bank is very important. All neo-banks have their own applications on the App Store and Google Play but All these applications are not created equal,

Think, first of all, of Check its compatibility with your version of the operating system mobile and check practicality and ease of use its.

At this point again, Bunq a . Appears as a reference in the field with mod app And very easy to use regardless of the smartphone used. ease of use . rewarded by 4.7 / 5 . overall rating of On the App Store, it is ranked among the most popular banking applications.

4. Beware of Any Hidden Charges

Some neo-banks like to add “hidden fees” to guarantee a competitive base rate, so make sure the neo-bank makes the entire price list easily accessible.

For example, if you do a lot foreign transactions Or, conversely, if you are an independent micro-entrepreneur, your needs will be very different. That’s why there should be a condition for your choice: full view of operation that you have to lead.

Several points need to be checked:

  • basic services Account opening, maintenance and closure, management of account statements, direct debits, transfers, overdraft authorization, etc.
  • additional banking services Insurance, Support and Customer Service, etc.
  • Payment Method : What types of bank cards are offered and in what category?
  • Account Management Services Available for free on Remotely Application.

bunk offers pricing transparent And profitable For most of the situations faced by entrepreneurs today. On their site, you’ll find all the details of the clear prices and options offered in the Business Pack. the map artist, mastercard debit Where bunk travel card, 25 bank accounts, payments by Apple Pay and Google Pay, digitization of invoices, and international payments and withdrawals (outside the euro zone).

In addition, all your accounts with Bunk are a . benefit from 9 times higher interest than traditional banks what you get every month,

5. Choose a Neo-Bank that looks like you


The influence of companies in our society today is sometimes a real plus in our consumer choices. Neo-banks are no exception, like all banks, they invest your money to their advantage, Most of the time, as a customer, you have little to no control over these investments and their destinations.

Fortunately, some companies like Bunk are investing in ethical way give importance to freedom to choose, Bank is now the only bank in the world that offers you Let’s choose where your money is invested, With a few clicks, you choose the areas that are important to you.

Our fellow bunk is undoubtedly a Complete, modern, transparent and cost-effective solution for all entrepreneurs Those who want to save time in their payment management so as to devote it entirely to their core activity. what are you waiting for? Creating an account is quick and easy…

open account now

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